---
title: Tompkins remains strong and secure.
description: You’ve undoubtedly heard about the recent Silicon Valley Bank failure, and that of several similar institutions. Anticipating you may have questions or concerns, we are posting this message to help our valued customers better understand the situation as it relates to Tompkins, and to help ease your minds.
---

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# Tompkins remains strong and secure.

 Published by [Tompkins Community Bank](https://blog.tompkinsbank.com/author/tompkins-community-bank) on  Mar 14, 2023 9:11:39 AM

You’ve undoubtedly heard about the recent Silicon Valley Bank (SVB) failure, and that of several similar institutions. Anticipating you may have questions or concerns, we are posting this message to help our valued customers better understand the situation as it relates to Tompkins, and to help ease your minds.

We are a safe and sound partner. We are well capitalized, have ample liquidity, to date have always had a stable and diverse customer base who are the source of our deposits and we've had limited involvement with private equity or venture capital, and no involvement with cryptocurrency. We are FDIC insured.

We’re also very different, and we think that’s to the benefit of our customers. There are vast contrasts in the operating models of risky venture capital banks like SVB/other failed banks and Tompkins Community Bank. They invested heavily in start-ups and cryptocurrencies. We, quite simply, never have.  

On the contrary, we are a relationship-based community bank that prides itself on knowing you, our customers, and your businesses. We have done business in our local communities for more than 185 years. We lend money almost exclusively to established, stable industries within our NY and PA footprint and we gather deposits from a diverse group including consumers, businesses and municipal entities throughout the same geographic area.

As always, we’re here to help. Please feel free to reach out with questions you have about your account or any of your banking relationships, and we’ll be happy to talk with you.

 

 

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